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Retirement Planning & Savings

Every individual has to retire at some point in his/her life. Moreover, one of the important investment goals of any individual is accumulate a fund that can generate adequate income to maintain a comfortable lifestyle during his/her retirement years. While it is prudent for an individual to start saving and investing the amount accumulated over time in an appropriate investment scheme at an early age, it is never too late to start saving and investing. It is also essential for an individual to understand the risk-reward relationship when building an investment portfolio in retirement account. However, since many people consider this a mammoth task, it is imperative that these people seek the advice, guidance of a competent financial professional.


Steve Liefschultz is a prominent financial expert from Minnesota who has been assisting individuals in the region in selecting the right investment mix for their investment portfolios relating to their retirement account. He is currently the Chief Executive Officer and Chairman of Equity Bank and has a reputation of providing high quality customer service to his clients and protecting their financial interest in any investment scheme, he suggests. Mr. Liefschultz and his team of investment professionals are the first choice of the people of this region when it comes to handling their investment portfolio in their retirement account.

Steve Liefschultz emphasizes that when an individual opt to invest a lucrative investment scheme in his/her retirement account, it is essential to understand that every investment scheme has a reward-risk relationship. While younger investors can opt for investments that offer higher risks and higher rewards as they have time to recover their losses and their objective is capital appreciation, older investors do not have this luxury. For them it is more prudent to opt for investments that offer lower returns and lower risks. Moreover, an individual needs to consider other factors like when he/she will retire, where he/she will live and what will he/she do along with cost of living between cities. This is the reason why Mr. Liefschultz insists in giving all his clients a patient hearing when they meet him for the first time to assess their individual profile.

Steve Liefschultz warns his clients never to follow the investment portfolios of other people like friends, relatives and associates without assessing their own individual needs and expectations. He stresses that the investment needs of two distinct investors can never be identical and investments relating to a person’s retirement account are no exception. This the reason why it is imperative for any individual to assess his/her own investment needs before opting to invest in any investment scheme. This is the only way an individual can ensure a comfortable lifestyle during their retirement years.

For any individual, retirement planning involves identifying his/her long-term income, determining the intended lifestyle he/she wishes to maintain and defining the ways to reach that goal. In this endeavor, only competent financial experts like Steve Liefschultz can assist you in realizing your dream of a comfortable lifestyle during your retirement years.
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